Navy Federal
Credit Card Payments

Credit Card Payments

Lead UX for money movement, replatforming native and web apps for performance and scale while improving design consistency across channels.

During this replatforming effort, I served as the Lead UX for Money Movement, focusing on the end-to-end credit card payment experience for native mobile and web applications.

Move Money Wireframes

Testing multiple iterations in lower fidelity to build stakeholder support early.

Strategic Contributions:

  • Facilitated cross-functional collaboration sessions to align on a shared vision for the replatforming effort.
  • Developed and tested hypotheses to encourage on-time payments, such as "nudging" members to pay their full balance.
  • Modified payment flows to "chunk" interactions, reducing cognitive load for complex financial tasks.
Partial Payment User Research

User testing validated that credit union members valued a warning before completing a payment that did not satisfy the minimum due.

Outcomes:

  • Doubled recurring credit card payments within the alpha test group.
  • Achieved the highest task completion rates among all concurrent replatforming efforts.
  • Established a UX engagement model subsequently applied across all Agile teams.
Recurring Payments Evolution

Before and after improving page hierarchy and clarity of payment types. Adding the payment due date provided a reference and reduced late payments.